What a PAMM account is

PAMM stands for Percentage Allocation Management Module. It is an account run by a trader, holding pooled money: the trader's own and the investors'.

The mechanism is short. What usually goes unexplained is how a PAMM account differs from trade copying, and why we moved to one.

The mechanism

The trader opens a PAMM account with a broker and puts in their own money. Investors open an account with the same broker, fund it, and attach it to the PAMM account inside the broker.

Every trade the trader places runs across all participants' money in proportion to their shares. Losses are split the same way as profits.

How allocation looks: An account holds $1,000: $400 from the manager and the rest from three investors at $200, $250 and $150. The shares work out at 40, 25, 20 and 15 percent. The trader earns $100, so the holder of the 20 percent share gets $20 minus the manager's fee.
Who does the maths: Share calculation, result distribution and payouts are handled by the broker system, not the manager. All dealing between investor and trader goes through the broker.

What the manager can and cannot do

The manager has access to trading operations only. Only the investor can move money in and out of their own account: that is how the PAMM mechanism is built, a technical limit rather than a promise.

You do not install a terminal, configure a robot or watch charts. You commit funds and read the statistics in the cabinet.

That removes the risk of the manager taking your funds. Broker risk remains: the money sits with the broker.

Why we moved from copying to a PAMM account

The strategy used to run through a copier: master account trades were replicated on investor accounts. In September 2026 new high-speed patterns went live and execution began to diverge: the master account and the investors were getting different entry prices.

To have the broker process a position as a single trade, the funds were consolidated into one account. That is where the PAMM account came from.

What the investor gained: Execution stopped diverging: one trade, one price, allocated across participants by share.
The entry threshold dropped: Copying required a $500 minimum deposit. The PAMM account starts at $100.
What it cost: Exit flexibility. A copier could be left at any moment; a PAMM account only at the Saturday rollover.

Calculated once a day

The 00:05 rollover closes the day: it fixes the result, splits profit between manager and investors, accrues the fee, and processes deposit and withdrawal requests.

Profit is the difference between the balance at midnight yesterday and midnight today. If the day closed down, no fee is taken for it.

Accrual and withdrawal are different things. Profit is calculated daily; money can only leave at the Saturday rollover.

Three different wallets

This is where confusion at withdrawal usually starts. There is more than one balance in the cabinet, and they play different roles.

The trading account: Opened at registration. Used for external deposits and withdrawals, and as the source of funds for the PAMM account.
Funds inside the PAMM account: What actually trades. After joining, the trading account balance goes to zero: the funds moved into the PAMM account.
Your external wallet or bank: Where the money ends up. That is the second withdrawal step, separate from leaving the PAMM account.

A withdrawal is two steps: out of the PAMM account to the trading account at the Saturday rollover, then out of the trading account as a separate request.

What a PAMM account does not give you

A guarantee your capital is safe: no instrument on financial markets offers that
An instant exit: only the Saturday rollover, and up to a week between request and money
Risk spreading across instruments: only gold, XAUUSD, is traded here
Any say in trading decisions: you cannot close an individual position or change the risk